The 2018 Five Star Government Forum will bring together some of the foremost thought leaders of the industry. These dynamic speakers are influencers among industry professionals and their peers. With decades of combined experience, they’ve played integral roles in providing quality leadership to the federal government and the mortgage industry.

Keynote Speaker

Peter J. Wallison
Senior Fellow and Arthur F. Burns Fellow in Financial Policy Studies
American Enterprise Institute

Peter J. Wallison has held several prominent positions in the federal government, including service as White House Counsel to the President of the United States, Counsel to the Vice President of the United States, and General Counsel for the United States Department of the Treasury, where he played a significant role in the development of proposals for the deregulation of the financial services industry.

Keynote Speaker

Ed DeMarco
President of the Housing Policy Council
Financial Services Roundtable

Ed DeMarco is the President of the Financial Services Roundtable’s Housing Policy Council. From 2009 to 2014, DeMarco served as acting director of the Federal Housing Finance Agency (FHFA) which acts as the conservator for Fannie Mae and Freddie Mac. Previously in his career, DeMarco was also chief operating officer and senior deputy director of the FHFA and its predecessor agency from 2006 to 2009.

Keynote Speaker

Mark McArdle
Assistant Director, Mortgage Markets
Consumer Financial Protection Bureau

In his role, McArdle leads a team that works closely with industry and other stakeholders to help inform the CFPB and the public on current and future trends in the mortgage origination and servicing markets. Prior to CFPB, McArdle was the Deputy Assistant Secretary for Financial Stability at the U.S. Department of the Treasury, where he led the office that managed the Troubled Asset Relief Program (TARP), including its remaining investment and homeownership preservation programs, and advised the Department on access to credit issues.

Yvette Gilmore
Vice President, Servicing Performance Management
Freddie Mac

Yvette Gilmore is responsible for Servicer performance management at Freddie Mac, which entails the administration of the Servicing Success Program™ that monitors and reports the performance of more than 1,400 Servicers. Gilmore leads a team that provides the strategic direction and policy which guide efforts to preserve homeownership across America and facilitates positive servicing industry change. These policies enable the execution of servicing products and programs to support the performance of the company’s $1.3 trillion Single-Family guarantee portfolio.

Leonard Kiefer
Deputy Chief Economist
Freddie Mac

Leonard Kiefer has served as Deputy Chief Economist with Freddie Mac since December 2012. He is responsible for primary and secondary mortgage market analysis and research, macroeconomic analysis, and forecasting. He also analyzes policy issues affecting the housing industry. Before joining Freddie Mac as a Senior Economist in 2009, Kiefer was an Assistant Professor at Texas Tech University, where he conducted research on macroeconomics and monetary policy.

Rick Lazio
U.S. Congressman, R-NY,(1993-2001)
SVP, Alliantgroup

Rick Lazio is a four-term U.S. Congressman from the state of New York (1993-2001). During his congressional career, Lazio served as Deputy Majority Whip, Assistant Majority Leader, and Chairman of the House Banking Subcommittee. He was also instrumental in the introduction of major legislation including the Native American Housing Assistance and Self Determination Act, the Quality Housing and Work Responsibility Act of 1998, and the Small Business Tax Fairness Act of 2000. Lazio currently serves as a Senior Executive for alliantgroup, where he plays a vital role in spreading awareness of the various federal and state tax incentives available to American businesses.

Hon. Joe Murin
Chairman, JJAM Financial Services
President of Ginnie Mae (2008-2009)

Murin is Chairman of the Board of Chrysalis Holdings JJAM Financial Services. He was formerly president of the Ginnie Mae, where his efforts ensured strong support for the housing market during the worst of the recent housing crisis. He served both the Bush Administration and the Obama Administration during his tenure as president of Ginnie Mae. He was most recently CEO at National Real Estate Information Services, a portfolio owned by funds managed by affiliates of Fortress Investment Group. He is also a co-founder and the former vice chairman of The Collingwood Group.

Mark Palim
Deputy Chief Economist
Fannie Mae

Dr. Mark Palim is responsible for overseeing the corporate macroeconomic and housing forecasting functions for Fannie Mae. In addition, he manages multi-disciplinary partnerships across the company to address specific business issues facing Fannie Mae. Palim is a key spokesperson on economic and housing market trends and a frequent speaker at national mortgage finance and housing industry conferences.

Prasant Sar
Supervisory Policy Analyst, Servicing Policy and Asset Management
Federal Housing Finance Agency

Prasant K. Sar directs Single-Family Servicing Policy and Asset Management for the Federal Housing Finance Agency (FHFA). In this role, he oversees loss mitigation policies developed and implemented by Fannie Mae and Freddie Mac. Sar’s team consists of servicing policy experts that are responsible for the evaluation of loss mitigation programs including loan modification products and liquidation tools such as short sales, deeds in lieu of foreclosure, and REO asset disposition.

Andrew (Andy) Trevayne
Assistant Director for Loan and Property Management
U.S. Department of Veterans Affairs

​Andrew (Andy) Trevayne is the Assistant Director for Loan and Property Management at the U.S. Department of Veterans Affairs Loan Guaranty Service (VA). In his current role, he is responsible for establishing policies and procedures with respect to servicing a 583 billion dollar portfolio or 2.8 million VA-guaranteed loans, more than 6 thousand VA-owned Portfolio Loans and management of over 6 thousand VA Real Estate Owned (REO) properties; also responsible for all regulations, policy and procedures for loan origination, property valuations and adaptations to the homes of qualifying Veterans.

Ed Delgado
President & CEO
Five Star Institute

Ed Delgado is President and CEO of the Five Star Institute, a leading mortgage banking association providing education and strategic services to the U.S. mortgage and secondary market. With senior executive positions at Wells Fargo and Freddie Mac, Delgado has more than 25 years of experience in mortgage banking and is recognized as a thought leader and innovator in the industry. Delgado has hosted discussions with global leaders including former U.S. Presidents Bill Clinton, George W. Bush, and U.S. Secretary of State Condoleezza Rice. While Delgado was at Wells Fargo, he was the primary liaison to the U.S. Department of the Treasury, and worked with the Obama and Bush administration’s efforts to develop mortgage solutions designed to prevent home foreclosures in the U.S.

Ron Haynie
SVP Mortgage Finance Policy
Independent Community Bankers Association

Ron Haynie provides leadership and guidance on all mortgage finance-related legislative and regulatory issues that impact community banks: government-sponsored enterprises, Federal Home Loan Banks, FHFA, HUD and mortgage rulemakings from the Consumer Financial Protection Bureau and other banking regulators. He has more than 35 years of experience in mortgage lending and banking, including 20 years at Freddie Mac, where he held various positions in sales, mortgage-backed security trading, credit policy and program development.

Tendayi Kapfidze
Chief Economist

Tendayi Kapfidze is Chief Economist at LendingTree, where he oversees the company’s analysis of the U.S. economy with a focus on housing and mortgage market trends. In his most recent previous role, he served as Director of Global Economics at Pfizer in New York City. He was responsible for developing Pfizer’s view on global macroeconomic trends and advising the leadership team on economic and financial risks. Prior to Pfizer, Kapfidze also previously served as Director of Economic and Capital Markets Research at Ally Financial and VP and Senior Economic Analyst at Bank of America.

John (Jack) Konyk
Executive Director, Government Affairs
Weiner Brodsky Kider PC

John (Jack) Konyk has over four decades of financial services experience and serves as a prominent voice for the industry with legislators and regulators at all levels of government. During his career, Konyk has previously served in senior leadership positions with institutions such as National City Bank/PNC Mortgage, Integra Mortgage Company, and Mellon Bank, and has also consulted with numerous banks, thrifts, and private lenders in compliance, operations, and training efforts.

Tim Rood
The Collingwood Group

Tim Rood is Partner of The Collingwood Group, which he co-founded in 2009. Rood brings more than two decades of mortgage industry and entrepreneurial experience to The Collingwood Group. He advises organizations to optimize the business opportunities and to mitigate and manage the risks in and around Washington, DC. Mr. Rood is a sought after and regular contributor to various national media outlets including CNBC, Bloomberg Television, FOX Business News, Washington Post, New York Times, and the Wall Street Journal.

Joseph A. Smith Jr.
Poyner Spruill

Joe Smith returned to Poyner Spruill in 2012 after serving as the North Carolina commissioner of Banks for nearly ten years. Since 2012, Smith has served as Monitor of consent judgments among eight major mortgage servicers (including the four largest banking organizations in the United States), the United States Government and 49 states relating to alleged abuses by these firms in their dealings with distressed borrowers. In addition, since November 2013, he has also served as monitor of a settlement between a major United States banking organization, the United States Justice Department and several states relating to alleged wrongdoing in the origination and sale of residential mortgage backed securities.